The Quick Notary

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FAQs

October4
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Frequently Asked Questions

Notary Public

What is a Notary Public? A Notary Public is a public servant appointed by the State to act as an impartial witness in taking acknowledgments, administering oaths and affirmations, and performing other acts authorized by state law. Notaries lend credibility to the authenticity of certain sensitive signed documents. A notarized document lends assurance to the public that the signatures are authentic and verified.

What Identification is required for notarization? Each signer must present at least one of the following forms of ID listed below. The ID must be current or, if expired, it must have been issued within the last 5 years; contain the signer’s photograph, personal description, and signature; and bear a serial or other identifying number.

  • Driver’s License or nondriver’s ID card issued by a U.S. state.
  • U.S. passport (physical description not required).
  • U.S. Military Identification Card that contains all required elements stated above, (The Common Access Card, CAC, is not acceptable).
  • Driver’s License issued in Mexico or Canada.
  • Foreign passport that has been stamped by the U.S. Citizenship and Immigration Services (USCIS).
  • Inmate ID Issued by the North Carolina Department of Corrections.

Unacceptable forms of Identification include:

  • Matricula Consular Card
  • Social Security Cards
  • Temporary Driver’s Licenses
  • Driver’s Licenses without photographs

What is a “Mobile” notary public? The “mobile” designation mean the notary does the traveling. We come to your home, office, or other location at your convenience, giving you the advantage of flexible scheduling – evenings and weekends as well as regular business hours.

What is a “Certified Notary Signing Agent”? A Certified Signing Agent has special expertise to conduct loan signings. The Signing Agent is hired as an independent contractor by a title, mortgage, or escrow office to ensure that the loan signing process is properly completed. The Quick Notary is a Certified Signing Agent.

Can a document be notarized when the signer does not have proper identification? Yes, a document can be notarized without proper identification if the signer is personally known by the notary. Otherwise, a notary may rely on the oath of a personally known credible identifying witness OR two credible identifying witnesses that are unknown to the notary.

Why do documents require notarization? Documents require notarization primarily to deter fraud. Notarizing also helps protect the legal rights of the persons whose signatures are being notarized. It is the legal responsibility of the notary, serving as an impartial witness and public official, to ensure that the signers of notarized documents are indeed who they claim to be.

Can a document with blank lines be notarized? A notary public may not notarize a document that is incomplete.

Is notarization required by law? For certain documents, yes. Many affidavits, real estate deeds, loan papers, powers of attorney, and other types of documents must be properly notarized to become legally binding. Often the simplest way to determine whether a document requires notarization is to examine it- specifically, in the signature area- for notarial wording, such as “…subscribed and sworn to before me…”or”…acknowledged to…”. The actual wording varies from state to state (and from country to country), so consider these examples only as a general guide. Also be aware that not all documents requiring notarizing contain the mandatory notarial wording; in such cases, the notary must add the necessary wording to the documents.

The Quick Notary 919.260.4525

 

Please note: We are not attorneys, and cannot provide legal advice.

 

 

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